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Kingdom First Financial Matthew 6:33 But seek first his kingdom and his righteousness, and all these things will be given to you as well.

What we offer?

Life Insurance

We offer temporary (Term 10, 20,30) and permanent (Term 100, Whole Life) solutions to help you protect your financial future. We look at your unique situation to determine the right type and amount of insurance you require.

Living Benefits

Living benefit plans are insurance policies designed to protect those who may face issues due to aging, illness, accidents and dependency by providing financial benefits. We can assist you with your Critical Illness (CI), Disability Insurance (DI) and/or Long term Care (LTC) needs.



Investments are tools that help meet your financial goals such as retirement. We believe it is important to know what you are invested in and try to match your investments with your values. We can assist with your Non Registered, Registered Retirement savings plans, RESP’s, TFSA’s, and Legacy planning.

Financial Planning

A financial plan looks at where you are today and where you want to go and most importantly, how to get there. We can help you define your short- and long-term financial goals and how you can reach them.

Who we are? Financial Advice for life

Kingdom First Financial, in association with Serenia Life Financial (formerly FaithLife Financial), delivers personal financial advice that is unique to each client’s financial situation. They guide clients in protecting their financial futures and incorporating biblical financial principles to help build a better world. Serenia Life Financial’s roots go back nearly a century – helping people be wise with money and live generously. They believe that giving back is part of what makes us strong – by giving, we all grow.


Colin Kirby – QAFP, CKA, FIC, RIS Financial Representative

When it comes to managing your finances, it is ideal to have a financial planning strategy that aligns with your Christian values and beliefs. As a Certified Kingdom Advisor (CKA), Colin is passionate about his calling and enjoys guiding his clients through all stages of the financial planning process. He assists clients in implementing a financial strategy driven by Christian values. Colin has been in the financial and insurance industry for over 25 years and is a Qualified Associate Financial Planner (QAFP), and also has his Fraternal Insurance Counselor (FIC) and Responsible Investment Specialist (RIS) designations.
+1 (519)658-2621

Alberto Salguero – Financial Representative

Alberto learned firsthand the importance of a strong financial plan in 1999 when his home country of Ecuador went through financial turmoil ending in bank runs and closures, triple-digit inflation, and the adoption of the US dollar as the local currency. Many people were unprotected and lost their lives savings. Today, Alberto is passionate about educating others from the lessons he learned by applying a Biblical mindset and values. He holds a M.Sc. in Planning and designations from the Canadian Institute of Financial Planners as a Registered Life Insurance Specialist (RLIS) and Registered Retirement Analyst (RRA), he combines his curiosity in economics with technical knowledge of personal and business finances.

+1 (519) 830-0974

+1 (226) 988-0245 20240112_143630
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Karolina Sharma – Operations Coordinator

Meet Karolina Sharma, an operation’s coordinator at Kingdom First Financial/Serenia Life Financial.

She is a dedicated administrator with a strong background in finance and customer service, skilled in streamlining operational services, ensuring financial compliance, and managing office chaos.

Karolina came to Canada 19 years ago from Poland to obtain a college education, stayed for the politeness, maple syrup, and the eternal struggle to shovel the snow during winter.  Karolina is enthusiastic about the art of cooking and nurturing flavors in the kitchen. She finds joy in turning fresh, homegrown ingredients into delicious, wholesome meals.

In her free time, Karolina cherishes moments with her husband Reg and their lovable dog Bella, whether it is exploring outdoors or simply enjoying a cozy evening at home.

+1 (548) 255-2621

Our Referral Program

At Kingdom First Financial, we believe that giving back is part of what makes us strong, that is why when you refer someone who becomes a client, we will send you a $25 Gift card as well make a $25 Donation to a charity of your choice. By giving, we all grow.

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Your opinions are important to us. Whether it is a simple question or a valuable suggestion, we are here 24/7. You can call us by phone or email us directly.




470 Weber St North

Waterloo, Ontario

Suite 101

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Proverbs 15:22 Plans fail for lack of counsel, but with many advisers they succeed.

Kingdom First Financial

Designed & Developed by Horizon Quest

Kingdom First Financial

Designed & Developed by Horizon Quest